Privacy Policy

1. Introduction

Bacsal Business Consultancy ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services. By accessing this site you agree to the practices described herein.

2. Information We Collect

We may collect the following types of information:

• Personal Information — Name, email address, phone number, company name, and business address provided through our contact and quotation forms.
• Business & Financial Data — Business tax type, tax structure, total assets, annual income, and annual sales submitted when requesting a quotation.
• Uploaded Documents — DTI/SEC registration and BIR Certificate of Registration files you optionally provide.
• Usage Data — Browser type, IP address, pages visited, referring URLs, and session duration collected automatically through server logs and cookies.

3. How We Use Your Information

• To respond to your inquiries and provide requested services.
• To prepare, process, and deliver quotations for our accounting, tax, and compliance services.
• To communicate with you regarding your account, upcoming deadlines, or relevant regulatory changes.
• To improve our website, services, and customer experience.
• To comply with legal obligations under Philippine law, including those administered by the Bureau of Internal Revenue (BIR) and the Securities and Exchange Commission (SEC).

4. Data Sharing & Disclosure

We do not sell or rent your personal information to third parties. We may share your data only in the following circumstances:

• Service Providers — Trusted third-party platforms (e.g., cloud storage, email delivery services) that assist us in operating our website and delivering services, bound by confidentiality agreements.
• Legal Requirements — When required by law, court order, or government regulation.
• Business Transfers — In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of the business.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These include encrypted connections (HTTPS), secure cloud infrastructure, and access controls limited to authorized personnel. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

6. Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations (including BIR record-keeping requirements), and resolve disputes. Uploaded documents are stored securely and deleted upon request or after the engagement period concludes.

7. Your Rights Under the Data Privacy Act of 2012

Under Republic Act No. 10173 (Data Privacy Act of 2012), you have the right to:

• Be informed about how your personal data is being processed.
• Access and obtain a copy of your personal data held by us.
• Correct any inaccurate or incomplete personal data.
• Object to or restrict the processing of your personal data.
• Request the erasure or blocking of personal data that is incomplete, outdated, or unlawfully obtained.
• Lodge a complaint with the National Privacy Commission.

To exercise any of these rights, please contact us at bbconteam@gmail.com.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing any personal information.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated "Last updated" date. Your continued use of our website after any changes constitutes acceptance of the revised policy.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us: